The process for applying for your first mortgage is the same as applying for any other mortgage. As there are thousands of mortgage products available, you may not qualify for most of the available products or the products may not be suitable for your circumstances.

We will review your situation and will source a suitable mortgage product available in the whole market and ensure that you meet the criteria of the lender before submitting your application which can save you a lot of money and time waste.

Most mortgage rates are the same for first-time buyers as they are for people who already have a mortgage. Some lenders do not offer deals direct to customers and these products are only available through brokers.